YMutual & Membership BenefitEIN: 363694409· Ruling Year: 1991

Rubicon Insurance Company

Evanston, Illinois

CHealth Score
44C

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Below Average

How This Organization Compares

Compared to 2 peers in Mutual & Membership Benefit with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.10×
Peer Median29.60×
💰
$4.8M
Total Revenue
📊
$15.3M
Total Expenses
🏦
$1.6M
Net Assets
📋
$32.3M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+18.8%
Year-over-year change (2022 → 2023)
Net Margin
-218.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.10
Net assets divided by total expenses
Liabilities-to-Assets
95.3%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,817,50919%$15,323,850101%$33,905,5007%
2022$4,055,9592%$7,630,96210%$31,706,96215%
2021$3,987,29123%$6,927,002175%$37,465,17615%
2020$3,237,6412%$2,522,98147%$32,490,4304%
2019$3,296,01621%$4,789,46456%$31,354,3261%
2018$4,166,11516%$3,070,91631%$31,610,8942%
2017$4,970,87880%$4,429,5071%$32,226,69539%
2016$2,754,2698%$4,467,72234%$23,255,9106%
2015$2,556,18970%$3,324,78986%$22,020,6814%
2014$8,445,52840%$23,902,748193%$23,019,92250%
2013$6,042,58696%$8,169,358126%$46,253,58513%
2012$3,082,04014%$3,616,851270%$53,267,0686%
2011$3,576,874-$2,125,058$50,331,571

Frequently Asked Questions

What does Rubicon Insurance Company do?

Rubicon Insurance Company is a mutual & membership benefit nonprofit organization based in Illinois. It is classified under NTEE code Y200 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Rubicon Insurance Company financially healthy?

Based on our 9-metric Financial Health Score model, Rubicon Insurance Company has a score of 44/100 (Grade: C). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Rubicon Insurance Company generate?

Rubicon Insurance Company reports $8.3M in annual revenue and holds $45.8M in total assets, based on IRS filings.

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Rubicon Insurance Company — Evanston, IL | GiveScope