W — Public & Societal BenefitEIN: 362479293· Ruling Year: 2001

U S Employees Credit Union

Chicago, Illinois

BHealth Score
63B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

💰
$4.4M
Total Revenue
📊
$4.1M
Total Expenses
🏦
$10.9M
Net Assets
📋
$87.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+2.5%
Year-over-year change (2022 → 2023)
Net Margin
+8.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.67
Net assets divided by total expenses
Liabilities-to-Assets
89.0%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,423,407↑2%$4,066,628↑12%$98,770,932↓3%
2022$4,317,476↑10%$3,635,414↑6%$101,726,447↑1%
2021$3,921,100↓1%$3,427,272↓6%$100,781,168↑6%
2020$3,975,488↓15%$3,664,732↓15%$95,275,894↑13%
2019$4,663,214↑5%$4,294,606↑3%$84,234,411↓2%
2018$4,448,715↓9%$4,188,215↓12%$85,910,362↑2%
2017$4,877,976↑19%$4,777,605↑19%$83,987,995↑1%
2016$4,100,115↑3%$4,030,902↑5%$83,233,889
2015$3,978,197↑1%$3,825,120↑2%$83,031,183↑4%
2014$3,946,109↓7%$3,763,185↓13%$79,793,517↑1%
2013$4,248,838↓6%$4,313,654$78,867,974↓1%
2012$4,521,988↓8%$4,297,526↓4%$79,669,969↑4%
2011$4,892,772$4,492,041$76,918,540

Frequently Asked Questions

What does U S Employees Credit Union do?▼

U S Employees Credit Union is a public & societal benefit nonprofit organization based in Illinois. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is U S Employees Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, U S Employees Credit Union has a score of 63/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does U S Employees Credit Union generate?▼

U S Employees Credit Union reports $5.5M in annual revenue and holds $101.5M in total assets, based on IRS filings.

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