WPublic & Societal BenefitEIN: 362479293· Ruling Year: 2001

U S Employees Credit Union

Chicago, Illinois

BHealth Score
63B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

💰
$4.4M
Total Revenue
📊
$4.1M
Total Expenses
🏦
$10.9M
Net Assets
📋
$87.9M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+2.5%
Year-over-year change (2022 → 2023)
Net Margin
+8.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.67
Net assets divided by total expenses
Liabilities-to-Assets
89.0%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,423,4072%$4,066,62812%$98,770,9323%
2022$4,317,47610%$3,635,4146%$101,726,4471%
2021$3,921,1001%$3,427,2726%$100,781,1686%
2020$3,975,48815%$3,664,73215%$95,275,89413%
2019$4,663,2145%$4,294,6063%$84,234,4112%
2018$4,448,7159%$4,188,21512%$85,910,3622%
2017$4,877,97619%$4,777,60519%$83,987,9951%
2016$4,100,1153%$4,030,9025%$83,233,889
2015$3,978,1971%$3,825,1202%$83,031,1834%
2014$3,946,1097%$3,763,18513%$79,793,5171%
2013$4,248,8386%$4,313,654$78,867,9741%
2012$4,521,9888%$4,297,5264%$79,669,9694%
2011$4,892,772$4,492,041$76,918,540

Frequently Asked Questions

What does U S Employees Credit Union do?

U S Employees Credit Union is a public & societal benefit nonprofit organization based in Illinois. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is U S Employees Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, U S Employees Credit Union has a score of 63/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does U S Employees Credit Union generate?

U S Employees Credit Union reports $4.9M in annual revenue and holds $99.1M in total assets, based on IRS filings.

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