ZUnclassifiedEIN: 362282246· Ruling Year: 1951

2 Rivers Area Credit Union

Kankakee, Illinois

BHealth Score
57B

Financial Health Score

8-metric score across financial health, operational efficiency, and resilience. Based on IRS Form 990 filing data.

Above Average

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.97×
Peer Median15.40×
💰
$1.4M
Total Revenue
📊
$1.4M
Total Expenses
🏦
$2.7M
Net Assets
📋
$21.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+0.1%
Year-over-year change (2022 → 2023)
Net Margin
+2.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.97
Net assets divided by total expenses
Liabilities-to-Assets
88.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$1,421,996$1,389,6861%$24,299,4473%
2022$1,420,04910%$1,375,39513%$25,117,0857%
2021$1,291,2237%$1,216,83913%$23,574,33812%
2020$1,211,1172%$1,404,11621%$21,074,74316%
2019$1,182,1295%$1,162,81212%$18,161,7525%
2018$1,129,34012%$1,038,3766%$17,356,0273%
2017$1,010,47711%$979,64913%$16,931,45710%
2016$910,1608%$868,6427%$15,397,1472%
2015$841,6044%$814,25110%$15,112,8984%
2014$806,7124%$742,0541%$14,505,2993%
2013$776,6134%$734,3373%$14,116,5261%
2012$809,28820%$757,69324%$14,304,8407%
2011$1,007,170$997,491$13,314,864

Frequently Asked Questions

What does 2 Rivers Area Credit Union do?

2 Rivers Area Credit Union is a unclassified nonprofit organization based in Illinois. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is 2 Rivers Area Credit Union financially healthy?

Financial health scoring requires Form 990 filing data. Check back as we process more filings for 2 Rivers Area Credit Union.

How much revenue does 2 Rivers Area Credit Union generate?

2 Rivers Area Credit Union reports $1.6M in annual revenue and holds $23.4M in total assets, based on IRS filings.

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