Z — UnclassifiedEIN: 361936022

Consumers Credit Union

Lake Forest, Illinois

B+Health Score
72B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.19×
Peer Median0.87×
💰
$231.5M
Total Revenue
📊
$207.7M
Total Expenses
🏦
$247.4M
Net Assets
📋
$3.3B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+34.8%
Year-over-year change (2022 → 2023)
Net Margin
+10.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.19
Net assets divided by total expenses
Liabilities-to-Assets
93.0%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$231,475,402↑35%$207,747,094↑44%$3,525,630,823↑16%
2022$171,749,526↑30%$143,950,661↑26%$3,048,444,854↑3%
2021$132,618,570↑17%$114,323,821↑15%$2,946,745,312↑13%
2020$113,230,664↑31%$99,091,520↑27%$2,616,679,000↑96%
2019$86,644,006↑8%$78,103,211↑8%$1,332,600,988↑8%
2018$80,250,079↑20%$72,389,679↑21%$1,231,505,462↓1%
2017$67,080,718↑20%$59,859,560↑19%$1,237,810,008↑18%
2016$56,031,309↑30%$50,381,522↑31%$1,051,735,256↑17%
2015$42,946,105↑14%$38,539,027↑18%$901,740,746↑44%
2014$37,584,351$32,554,974↑4%$627,938,292↑8%
2013$37,579,695↓1%$31,380,047↓7%$584,007,918
2012$37,811,826↑1%$33,781,049↓2%$581,503,908↑2%
2011$37,369,793$34,605,460$568,067,405

Frequently Asked Questions

What does Consumers Credit Union do?▼

Consumers Credit Union is a unclassified nonprofit organization based in Illinois. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Consumers Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Consumers Credit Union has a score of 72/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Consumers Credit Union generate?▼

Consumers Credit Union reports $255.3M in annual revenue and holds $4.0B in total assets, based on IRS filings.

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