WPublic & Societal BenefitEIN: 356020587· Ruling Year: 2019

The Perfect Circle Credit Union

Hagerstown, Indiana

AHealth Score
87A

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Excellent

💰
$3.4M
Total Revenue
📊
$3.3M
Total Expenses
🏦
$61.0M
Net Assets
📋
$807K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+5.6%
Year-over-year change (2022 → 2023)
Net Margin
+3.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
18.65
Net assets divided by total expenses
Liabilities-to-Assets
1.3%
Total liabilities as % of total assets

Filing History

12 filings on record
YearRevenueExpensesAssets
2023$3,385,5526%$3,271,52812%$61,836,6227%
2022$3,206,0201%$2,910,9592%$66,207,1251%
2021$3,163,0514%$2,865,1826%$66,890,3967%
2020$3,287,8604%$3,051,3734%$62,805,68118%
2019$3,431,6157%$3,182,9572%$53,061,5261%
2017$3,220,7652%$3,128,5713%$53,760,7123%
2016$3,143,7107%$3,025,9144%$52,401,521
2015$2,926,120$2,919,8872%$52,513,7713%
2014$2,930,6281%$2,851,831$50,865,9883%
2013$2,911,6482%$2,854,9581%$49,492,4321%
2012$2,964,1898%$2,871,9704%$48,895,8381%
2011$3,225,089$2,977,881$48,311,080

Frequently Asked Questions

What does The Perfect Circle Credit Union do?

The Perfect Circle Credit Union is a public & societal benefit nonprofit organization based in Indiana. It is classified under NTEE code W61 and is registered as a 501(c) tax-exempt organization with the IRS.

Is The Perfect Circle Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, The Perfect Circle Credit Union has a score of 87/100 (Grade: A). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does The Perfect Circle Credit Union generate?

The Perfect Circle Credit Union reports $3.6M in annual revenue and holds $62.1M in total assets, based on IRS filings.

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