196 Middletown Area Schools Credit Union
Middletown, Ohio
B+Health Score
67B+
Financial Health Score
8-metric score across financial health, operational efficiency, and resilience. Based on IRS Form 990 filing data.
Good
💰
$652K
Total Revenue
📊
$503K
Total Expenses
🏦
$1.3M
Net Assets
📋
$8.5M
Total Liabilities
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Revenue Growth
+61.4%
Year-over-year change (2022 → 2023)
Net Margin
+23.0%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.55
Net assets divided by total expenses
Liabilities-to-Assets
86.9%
Total liabilities as % of total assets
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $652,471↑61% | $502,637↑43% | $9,807,841↑4% | |
| 2022 | $404,301↑14% | $350,624↓7% | $9,398,111↓15% | — |
| 2021 | $355,100↓9% | $376,909↓9% | $11,020,574↑18% | — |
| 2020 | $391,503↓13% | $415,398↓3% | $9,328,886↑13% | — |
| 2019 | $449,701↓5% | $429,888↑14% | $8,279,801↑6% | — |
| 2018 | $470,989↑5% | $377,619↓1% | $7,829,480↓3% | — |
| 2017 | $448,712↑4% | $380,646↑6% | $8,068,179↑11% | — |
| 2016 | $432,149↑3% | $360,308↓22% | $7,276,207↑2% | — |
| 2015 | $420,142↑9% | $464,163↑18% | $7,129,693↓1% | — |
| 2014 | $383,987↑2% | $392,579↑15% | $7,204,238↑6% | — |
| 2013 | $378,141↑5% | $340,163↓8% | $6,820,517↑5% | — |
| 2012 | $361,229↓9% | $371,377↓44% | $6,477,243↑2% | — |
| 2011 | $397,740 | $664,253 | $6,355,312 | — |
Frequently Asked Questions
What does 196 Middletown Area Schools Credit Union do?▼
196 Middletown Area Schools Credit Union is a unclassified nonprofit organization based in Ohio. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is 196 Middletown Area Schools Credit Union financially healthy?▼
Financial health scoring requires Form 990 filing data. Check back as we process more filings for 196 Middletown Area Schools Credit Union.
How much revenue does 196 Middletown Area Schools Credit Union generate?▼
196 Middletown Area Schools Credit Union reports $661K in annual revenue and holds $10.2M in total assets, based on IRS filings.
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