ZUnclassifiedEIN: 231445884· Ruling Year: 2012

Belco Community Credit Union

Harrisburg, Pennsylvania

B+Health Score
69B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.94×
Peer Median5.86×
💰
$55.9M
Total Revenue
📊
$52.7M
Total Expenses
🏦
$49.6M
Net Assets
📋
$867.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+16.3%
Year-over-year change (2022 → 2023)
Net Margin
+5.7%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.94
Net assets divided by total expenses
Liabilities-to-Assets
94.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$55,881,52316%$52,708,98429%$917,387,4022%
2022$48,046,37618%$40,889,11026%$935,041,23815%
2021$40,862,04011%$32,408,4551%$811,601,26010%
2020$36,897,4984%$32,210,6781%$741,180,01018%
2019$38,281,5998%$31,838,7983%$629,886,3333%
2018$35,373,39717%$30,834,03810%$613,628,3773%
2017$30,230,78615%$27,967,53822%$595,659,75831%
2016$26,274,6125%$22,979,2331%$453,823,9183%
2015$24,908,9644%$23,243,9798%$438,559,6055%
2014$23,935,6034%$21,435,4281%$419,270,1348%
2013$22,998,7081%$21,144,9321%$389,627,4331%
2012$23,338,3632%$20,885,2408%$387,192,6274%
2011$22,959,157$22,619,703$372,585,630

Frequently Asked Questions

What does Belco Community Credit Union do?

Belco Community Credit Union is a unclassified nonprofit organization based in Pennsylvania. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Belco Community Credit Union financially healthy?

Based on our 9-metric Financial Health Score model, Belco Community Credit Union has a score of 69/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Belco Community Credit Union generate?

Belco Community Credit Union reports $63.2M in annual revenue and holds $935.2M in total assets, based on IRS filings.

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