SCommunity Improvement & Capacity BuildingEIN: 222872262· Ruling Year: 1988

Community Loan Fund Of New Jersey Inc

New Brunswick, New Jersey

BHealth Score
62B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 8 peers in Community Improvement & Capacity Building with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org3.83×
Peer Median2.76×
💰
$19.1M
Total Revenue
📊
$18.1M
Total Expenses
🏦
$69.1M
Net Assets
📋
$155.6M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+4.1%
Year-over-year change (2022 → 2023)
Net Margin
+5.3%
Revenue minus expenses as % of revenue
Working Capital Ratio
3.83
Net assets divided by total expenses
Liabilities-to-Assets
69.2%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$19,077,8994%$18,059,4097%$224,707,415
2022$18,328,90017%$16,940,66519%$225,755,3234%
2021$22,047,29322%$14,202,9021%$216,841,0598%
2020$18,113,81737%$14,370,76926%$200,340,59122%
2019$13,227,4526%$11,449,59511%$164,749,9116%
2018$12,466,84438%$10,336,5082%$156,081,23218%
2017$20,013,1654%$10,567,42014%$132,408,34317%
2016$19,217,38738%$9,231,40917%$113,116,93423%
2015$13,937,04634%$7,880,70525%$91,909,31713%
2014$10,433,04341%$6,293,67021%$81,511,1978%
2013$7,423,04228%$5,196,533$75,746,98011%
2012$10,275,76297%$5,200,00331%$68,193,22016%
2011$5,229,090$3,984,059$58,960,494

Frequently Asked Questions

What does Community Loan Fund Of New Jersey Inc do?

Community Loan Fund Of New Jersey Inc is a community improvement & capacity building nonprofit organization based in New Jersey. It is classified under NTEE code S120 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Community Loan Fund Of New Jersey Inc financially healthy?

Based on our 9-metric Financial Health Score model, Community Loan Fund Of New Jersey Inc has a score of 62/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Community Loan Fund Of New Jersey Inc generate?

Community Loan Fund Of New Jersey Inc reports $22.9M in annual revenue and holds $263.2M in total assets, based on IRS filings.

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