YMutual & Membership BenefitEIN: 207044058· Ruling Year: 2008

Cowles Company Medical Plan Veba Trust

Spokane, Washington

BHealth Score
58B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 2 peers in Mutual & Membership Benefit with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.52×
Peer Median29.60×
💰
$4.1M
Total Revenue
📊
$4.5M
Total Expenses
🏦
$2.3M
Net Assets
📋
$811K
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+11.7%
Year-over-year change (2022 → 2023)
Net Margin
-9.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.52
Net assets divided by total expenses
Liabilities-to-Assets
25.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,084,91412%$4,467,90333%$3,155,8546%
2022$3,658,3732%$3,347,4507%$2,989,38915%
2021$3,581,3162%$3,594,1093%$2,598,49812%
2020$3,646,6114%$3,712,58515%$2,946,8047%
2019$3,800,8277%$3,226,2456%$2,748,85516%
2018$4,077,2674%$3,450,45113%$2,376,25526%
2017$3,931,9119%$3,982,1264%$1,880,99320%
2016$3,595,5674%$3,846,57010%$2,364,06627%
2015$3,444,83146%$3,495,11022%$1,860,7225%
2014$2,363,71037%$2,869,30525%$1,968,21919%
2013$3,747,9424%$3,812,59819%$2,440,30426%
2012$3,618,3369%$3,202,91717%$1,931,66516%
2011$3,981,767$3,854,210$1,662,141

Frequently Asked Questions

What does Cowles Company Medical Plan Veba Trust do?

Cowles Company Medical Plan Veba Trust is a mutual & membership benefit nonprofit organization based in Washington. It is classified under NTEE code Y43 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Cowles Company Medical Plan Veba Trust financially healthy?

Based on our 9-metric Financial Health Score model, Cowles Company Medical Plan Veba Trust has a score of 58/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Cowles Company Medical Plan Veba Trust generate?

Cowles Company Medical Plan Veba Trust reports $4.4M in annual revenue and holds $3.2M in total assets, based on IRS filings.

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