Southern Oregon Insurance INC

Honolulu, Hawaii

BHealth Score
64B

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Above Average

How This Organization Compares

Compared to 2 peers in Mutual & Membership Benefit with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org6.32×
Peer Median29.60×
💰
$4.7M
Total Revenue
📊
$4.2M
Total Expenses
🏦
$26.7M
Net Assets
📋
$10.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
-4.7%
Year-over-year change (2022 → 2023)
Net Margin
+11.1%
Revenue minus expenses as % of revenue
Working Capital Ratio
6.32
Net assets divided by total expenses
Liabilities-to-Assets
28.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$4,744,4185%$4,218,72030%$37,486,80910%
2022$4,978,00717%$3,243,25856%$34,005,1098%
2021$6,022,58419%$2,084,6478%$37,016,41113%
2020$5,043,87414%$2,265,4845%$32,892,51110%
2019$5,831,65960%$2,386,90125%$29,795,74415%
2018$3,640,13318%$3,161,75721%$25,960,40220%
2017$4,443,56024%$2,602,5731%$21,677,3637%
2016$3,572,38728%$2,584,46613%$20,315,2298%
2015$4,956,75535%$2,977,73833%$18,762,62410%
2014$3,674,01613%$4,441,36183%$20,862,99615%
2013$3,253,4625%$2,430,80619%$24,598,32216%
2012$3,090,8333%$2,045,0895%$21,250,30917%
2011$3,014,146$1,952,028$18,143,688

Frequently Asked Questions

What does Southern Oregon Insurance INC do?

Southern Oregon Insurance INC is a mutual & membership benefit nonprofit organization based in Hawaii. It is classified under NTEE code Y20 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Southern Oregon Insurance INC financially healthy?

Based on our 9-metric Financial Health Score model, Southern Oregon Insurance INC has a score of 64/100 (Grade: B). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Southern Oregon Insurance INC generate?

Southern Oregon Insurance INC reports $5.4M in annual revenue and holds $43.3M in total assets, based on IRS filings.

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