Z — UnclassifiedEIN: 135261470· Ruling Year: 1980

Municipal Credit Union

New York, New York

B+Health Score
65B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 664 peers in Unclassified with $100M-$1B revenue

Working Capital Ratio (net assets ÷ expenses)

This Org1.50×
Peer Median0.87×
💰
$246.5M
Total Revenue
📊
$179.0M
Total Expenses
🏦
$268.3M
Net Assets
📋
$4.0B
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+16.9%
Year-over-year change (2022 → 2023)
Net Margin
+27.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
1.50
Net assets divided by total expenses
Liabilities-to-Assets
93.7%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$246,526,470↑17%$178,986,619↑29%$4,233,162,589↓1%
2022$210,950,031↓5%$138,602,371↑18%$4,283,390,040↑2%
2021$220,924,766↑130%$117,685,716↑45%$4,195,909,598↑14%
2020$95,907,096↓56%$80,985,428↓73%$3,666,201,437↑20%
2019$218,495,095↑10%$301,226,540↑61%$3,052,270,675↑7%
2018$198,217,065↑8%$186,889,680↑13%$2,863,182,574↑7%
2017$182,960,017↑9%$165,382,015↑5%$2,685,788,344↑8%
2016$167,229,977↑12%$157,530,945↑9%$2,482,536,207↑8%
2015$149,284,312↑12%$144,053,431↑9%$2,290,023,130↑9%
2014$133,551,051↑5%$131,651,495↑6%$2,096,409,712↑7%
2013$127,165,605↑4%$124,122,855↑5%$1,954,679,441↑9%
2012$122,621,466↑1%$118,075,121↓1%$1,792,352,887↑8%
2011$121,279,868$119,186,028$1,657,079,411

Frequently Asked Questions

What does Municipal Credit Union do?▼

Municipal Credit Union is a unclassified nonprofit organization based in New York. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Municipal Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Municipal Credit Union has a score of 65/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Municipal Credit Union generate?▼

Municipal Credit Union reports $302.5M in annual revenue and holds $4.6B in total assets, based on IRS filings.

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