Z — UnclassifiedEIN: 050198580

Peoples Credit Union

Middletown, Rhode Island

B+Health Score
67B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

How This Organization Compares

Compared to 111 peers in Unclassified with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org2.26×
Peer Median5.86×
💰
$30.3M
Total Revenue
📊
$28.8M
Total Expenses
🏦
$65.2M
Net Assets
📋
$651.8M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+15.9%
Year-over-year change (2022 → 2023)
Net Margin
+4.8%
Revenue minus expenses as % of revenue
Working Capital Ratio
2.26
Net assets divided by total expenses
Liabilities-to-Assets
90.9%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$30,263,370↑16%$28,807,587↑35%$717,003,402↑4%
2022$26,116,724↑4%$21,364,433↑12%$687,852,954↑11%
2021$25,020,386↓2%$19,033,530↓7%$619,991,757↑12%
2020$25,441,248↓3%$20,540,862↓4%$554,490,757↑7%
2019$26,121,137↑9%$21,381,623↑7%$516,867,627↑5%
2018$23,966,390↑11%$19,994,853↑9%$494,106,435↑7%
2017$21,565,043↑7%$18,370,125↑4%$460,751,260
2016$20,081,440↑8%$17,698,609↑2%$458,960,691↑9%
2015$18,510,624↑4%$17,272,400↑5%$421,905,813↑8%
2014$17,808,886↑3%$16,516,400↑1%$388,882,512↑2%
2013$17,352,061↓7%$16,392,248↓8%$379,810,527↓2%
2012$18,649,815↑4%$17,724,675↑1%$388,053,473↑4%
2011$17,995,081$17,520,935$372,498,774

Frequently Asked Questions

What does Peoples Credit Union do?▼

Peoples Credit Union is a unclassified nonprofit organization based in Rhode Island. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Peoples Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Peoples Credit Union has a score of 67/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Peoples Credit Union generate?▼

Peoples Credit Union reports $35.0M in annual revenue and holds $747.0M in total assets, based on IRS filings.

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