Luso-american Credit Union
Peabody, Massachusetts
Financial Health Score
9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.
Very Good
How This Organization Compares
Compared to 22 peers in Unclassified with $1M-$10M revenue
Working Capital Ratio (net assets ÷ expenses)
Financial Trends
5-Year Trend Analysis
Financial Health Indicators
Filing History
13 filings on record| Year | Revenue | Expenses | Assets | |
|---|---|---|---|---|
| 2023 | $5,606,467↑33% | $3,997,987↑11% | $121,868,639↓4% | |
| 2022 | $4,209,549↑4% | $3,613,154↑4% | $127,004,099↓1% | — |
| 2021 | $4,042,575↑8% | $3,490,386↑9% | $127,835,727↑17% | — |
| 2020 | $3,741,914↓6% | $3,197,443↓1% | $109,683,845↑16% | — |
| 2019 | $3,965,188↑7% | $3,217,335↑5% | $94,533,360 | — |
| 2018 | $3,717,247↑14% | $3,073,589↑9% | $94,536,034↑4% | — |
| 2017 | $3,265,735↑9% | $2,824,910↑3% | $91,247,718↑2% | — |
| 2016 | $3,007,362↑4% | $2,755,080↑1% | $89,365,248↑8% | — |
| 2015 | $2,883,928↑5% | $2,731,041↑17% | $82,901,389↑6% | — |
| 2014 | $2,753,052↑8% | $2,327,974 | $78,442,230↑3% | — |
| 2013 | $2,537,575↓5% | $2,330,823↓3% | $76,271,002↑2% | — |
| 2012 | $2,679,565↓8% | $2,392,607↓6% | $74,621,115↑5% | — |
| 2011 | $2,915,746 | $2,540,485 | $71,262,777 | — |
Frequently Asked Questions
What does Luso-american Credit Union do?▼
Luso-american Credit Union is a unclassified nonprofit organization based in Massachusetts. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.
Is Luso-american Credit Union financially healthy?▼
Based on our 9-metric Financial Health Score model, Luso-american Credit Union has a score of 76/100 (Grade: A-). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.
How much revenue does Luso-american Credit Union generate?▼
Luso-american Credit Union reports $6.0M in annual revenue and holds $124.1M in total assets, based on IRS filings.
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