Z — UnclassifiedEIN: 042011587

Htm Credit Union

Haverhill, Massachusetts

BHealth Score
58B

Financial Health Score

8-metric score across financial health, operational efficiency, and resilience. Based on IRS Form 990 filing data.

Above Average

How This Organization Compares

Compared to 22 peers in Unclassified with $1M-$10M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org4.50×
Peer Median15.40×
💰
$969K
Total Revenue
📊
$847K
Total Expenses
🏦
$3.8M
Net Assets
📋
$22.7M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+31.3%
Year-over-year change (2022 → 2023)
Net Margin
+12.6%
Revenue minus expenses as % of revenue
Working Capital Ratio
4.50
Net assets divided by total expenses
Liabilities-to-Assets
85.6%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$969,240↑31%$846,728↑28%$26,536,236↓5%
2022$738,030↓3%$663,756↑9%$27,796,762↑9%
2021$756,993↑8%$607,097↓5%$25,480,223↑12%
2020$700,270↓7%$641,944↓1%$22,664,500↑9%
2019$752,297↑3%$648,283↑3%$20,769,282↑1%
2018$728,115↑9%$629,803$20,487,951↑3%
2017$669,135↑8%$629,604↑9%$19,916,822↑3%
2016$621,222↑4%$578,515↑6%$19,422,978↑8%
2015$599,589$545,860$17,953,352↑1%
2014$596,719↓4%$544,834↓5%$17,745,194↑1%
2013$622,184↓4%$572,342↓4%$17,580,107
2012$646,997$594,033$17,529,536↑6%
2011$645,176$595,817$16,546,698

Frequently Asked Questions

What does Htm Credit Union do?▼

Htm Credit Union is a unclassified nonprofit organization based in Massachusetts. It is classified under NTEE code Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Htm Credit Union financially healthy?▼

Financial health scoring requires Form 990 filing data. Check back as we process more filings for Htm Credit Union.

How much revenue does Htm Credit Union generate?▼

Htm Credit Union reports $1.1M in annual revenue and holds $26.9M in total assets, based on IRS filings.

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Htm Credit Union — Haverhill, MA | GiveScope