W — Public & Societal BenefitEIN: 041163260· Ruling Year: 1934

Allcom Credit Union

Worcester, Massachusetts

B+Health Score
74B+

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Good

💰
$3.3M
Total Revenue
📊
$2.7M
Total Expenses
🏦
$11.5M
Net Assets
📋
$67.2M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+26.7%
Year-over-year change (2022 → 2023)
Net Margin
+17.9%
Revenue minus expenses as % of revenue
Working Capital Ratio
4.27
Net assets divided by total expenses
Liabilities-to-Assets
85.4%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$3,270,336↑27%$2,685,476↑18%$78,702,922↓1%
2022$2,581,253↑3%$2,267,125↓6%$79,689,682↓1%
2021$2,507,400↓4%$2,399,685↓4%$80,578,432↑7%
2020$2,605,109↓5%$2,504,435↑1%$75,546,777↑13%
2019$2,732,277↑6%$2,478,191↑13%$66,975,105↑1%
2018$2,586,783↑5%$2,183,694$66,251,837↓3%
2017$2,459,337↑4%$2,188,362↑3%$68,126,511↑1%
2016$2,369,960↓3%$2,117,445↑2%$67,165,927↓2%
2015$2,447,056↑6%$2,079,615↓2%$68,255,324↑3%
2014$2,310,804$2,130,629↓4%$66,173,984↓2%
2013$2,307,887↓5%$2,228,839↑3%$67,363,876↑17%
2012$2,420,845↓2%$2,163,132↓9%$57,677,566↑2%
2011$2,479,788$2,368,744$56,685,958

Frequently Asked Questions

What does Allcom Credit Union do?▼

Allcom Credit Union is a public & societal benefit nonprofit organization based in Massachusetts. It is classified under NTEE code W61Z and is registered as a 501(c) tax-exempt organization with the IRS.

Is Allcom Credit Union financially healthy?▼

Based on our 9-metric Financial Health Score model, Allcom Credit Union has a score of 74/100 (Grade: B+). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Allcom Credit Union generate?▼

Allcom Credit Union reports $3.7M in annual revenue and holds $79.0M in total assets, based on IRS filings.

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