YMutual & Membership BenefitEIN: 010717030· Ruling Year: 2005

Portage Bay Insurance

Seattle, Washington

DHealth Score
30D

Financial Health Score

9-metric score across financial health, operational efficiency, and organizational resilience. Based on IRS Form 990 data.

Poor

How This Organization Compares

Compared to 22 peers in Mutual & Membership Benefit with $10M-$100M revenue

Working Capital Ratio (net assets ÷ expenses)

This Org0.07×
Peer Median10.70×
💰
$62.5M
Total Revenue
📊
$67.2M
Total Expenses
🏦
$4.7M
Net Assets
📋
$157.0M
Total Liabilities

Financial Trends

5-Year Trend Analysis

Financial Health Indicators

Revenue Growth
+43.2%
Year-over-year change (2022 → 2023)
Net Margin
-7.4%
Revenue minus expenses as % of revenue
Working Capital Ratio
0.07
Net assets divided by total expenses
Liabilities-to-Assets
97.1%
Total liabilities as % of total assets

Filing History

13 filings on record
YearRevenueExpensesAssets
2023$62,536,56443%$67,193,74329%$161,698,09516%
2022$43,679,88027%$52,270,6277%$192,262,1289%
2021$59,637,964129%$56,248,30497%$176,507,39077%
2020$26,048,7005%$28,573,63829%$99,811,01511%
2019$27,318,5554%$40,456,60822%$89,987,62222%
2018$26,275,0361%$33,137,663144%$114,785,33138%
2017$26,572,91719%$13,559,38843%$83,367,2279%
2016$22,338,1222%$23,875,42924%$76,769,55012%
2015$22,687,8251%$31,366,76652%$87,715,2688%
2014$22,357,0559%$20,697,25127%$81,190,97913%
2013$20,556,09617%$28,249,92856%$93,007,89616%
2012$17,544,4348%$18,082,65043%$80,174,8425%
2011$19,161,880$12,649,658$76,632,335

Frequently Asked Questions

What does Portage Bay Insurance do?

Portage Bay Insurance is a mutual & membership benefit nonprofit organization based in Washington. It is classified under NTEE code Y990 and is registered as a 501(c) tax-exempt organization with the IRS.

Is Portage Bay Insurance financially healthy?

Based on our 9-metric Financial Health Score model, Portage Bay Insurance has a score of 30/100 (Grade: D). This score evaluates working capital, surplus consistency, debt ratio, revenue trends, program spending, fundraising efficiency, executive compensation, revenue diversification, and vulnerability indicators.

How much revenue does Portage Bay Insurance generate?

Portage Bay Insurance reports $55.6M in annual revenue and holds $187.4M in total assets, based on IRS filings.

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